State Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $407M | $363M | $266M | $21M | $883K | 0.88% | 16.48% | 3.21% | 0.58% |
| Q4 2025 | $396M | $347M | $248M | $22M | $459K | 0.69% | 14.91% | 2.96% | 0.55% |
| Q3 2025 | $382M | $343M | $233M | $20M | $72K | 0.77% | 17.36% | 2.90% | 1.36% |
| Q2 2025 | $369M | $335M | $213M | $17M | $2M | 1.13% | 26.94% | 2.75% | 0.85% |
| Q1 2025 | $385M | $324M | $202M | $16M | $610K | 0.64% | 16.28% | 2.61% | 0.81% |
| Q4 2024 | $377M | $320M | $187M | $14M | $629K | 0.52% | 14.94% | 2.33% | 0.83% |
| Q3 2024 | $379M | $321M | $182M | $16M | $500K | 0.47% | 13.66% | 2.27% | 0.67% |
| Q2 2024 | $370M | $317M | $174M | $12M | $415K | 0.44% | 13.98% | 2.23% | 0.47% |
| Q1 2024 | $367M | $320M | $170M | $11M | $397K | 0.43% | 13.78% | 2.22% | 0.46% |
| Q4 2023 | $372M | $323M | $169M | $12M | $553K | 0.49% | 22.23% | 2.31% | 0.38% |
| Q3 2023 | $365M | $323M | $166M | $2M | $477K | 0.45% | 23.09% | 2.37% | 0.65% |
| Q2 2023 | $373M | $325M | $162M | $8M | $422K | 0.41% | 17.07% | 2.38% | 0.48% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.