State Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $155M | $136M | $100M | $13M | $525K | 1.37% | 15.92% | 4.05% | 0.53% |
| Q4 2025 | $152M | $133M | $97M | $13M | $471K | 1.06% | 13.14% | 4.02% | 0.50% |
| Q3 2025 | $153M | $135M | $93M | $13M | $396K | 1.00% | 12.57% | 3.98% | 0.64% |
| Q2 2025 | $150M | $132M | $96M | $12M | $406K | 0.98% | 12.41% | 3.94% | 0.64% |
| Q1 2025 | $150M | $132M | $91M | $11M | $321K | 0.87% | 10.98% | 3.87% | 0.72% |
| Q4 2024 | $144M | $126M | $90M | $12M | $426K | 0.98% | 12.10% | 3.98% | 0.73% |
| Q3 2024 | $146M | $127M | $89M | $13M | $344K | 0.91% | 11.38% | 3.93% | 0.00% |
| Q2 2024 | $147M | $130M | $87M | $11M | $382K | 0.90% | 11.49% | 3.90% | 0.10% |
| Q1 2024 | $140M | $123M | $86M | $11M | $259K | 0.74% | 9.35% | 3.98% | 0.11% |
| Q4 2023 | $141M | $122M | $85M | $11M | $268K | 0.78% | 11.24% | 3.84% | 0.00% |
| Q3 2023 | $145M | $130M | $79M | $9M | $227K | 0.78% | 11.79% | 3.83% | 0.48% |
| Q2 2023 | $144M | $128M | $80M | $10M | $299K | 0.86% | 12.78% | 3.86% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.