St. Clair County State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $227M | $195M | $167M | $30M | $981K | 1.77% | 13.11% | 4.27% | 0.31% |
| Q4 2025 | $216M | $185M | $158M | $30M | $994K | 1.77% | 13.28% | 4.31% | 1.34% |
| Q3 2025 | $214M | $184M | $154M | $29M | $969K | 1.74% | 13.20% | 4.29% | 1.26% |
| Q2 2025 | $214M | $185M | $153M | $29M | $937K | 1.71% | 13.07% | 4.22% | 0.49% |
| Q1 2025 | $215M | $186M | $146M | $28M | $891K | 1.67% | 12.87% | 4.15% | 0.35% |
| Q4 2024 | $213M | $184M | $147M | $27M | $624K | 2.02% | 15.65% | 4.14% | 0.31% |
| Q3 2024 | $205M | $176M | $146M | $27M | $884K | 2.31% | 17.87% | 4.11% | 1.98% |
| Q2 2024 | $204M | $176M | $138M | $27M | $879K | 2.61% | 20.32% | 4.04% | 0.77% |
| Q1 2024 | $205M | $177M | $133M | $26M | $2M | 3.49% | 27.45% | 3.98% | 0.08% |
| Q4 2023 | $200M | $174M | $133M | $25M | $698K | 1.61% | 12.56% | 4.11% | 0.43% |
| Q3 2023 | $194M | $168M | $132M | $25M | $746K | 1.68% | 13.07% | 4.12% | 0.48% |
| Q2 2023 | $190M | $165M | $134M | $25M | $874K | 1.75% | 13.60% | 4.12% | 0.41% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.