St. Charles Bank & Trust Company
St. Charles Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.5B | $3.0B | $2.7B | $355M | $12M | 1.36% | 13.53% | 3.16% | 0.78% |
| Q4 2025 | $3.5B | $2.9B | $2.6B | $347M | $11M | 1.41% | 14.01% | 3.21% | 0.72% |
| Q3 2025 | $3.3B | $2.8B | $2.5B | $335M | $12M | 1.45% | 14.36% | 3.22% | 0.74% |
| Q2 2025 | $3.3B | $2.9B | $2.4B | $319M | $12M | 1.41% | 14.05% | 3.22% | 0.58% |
| Q1 2025 | $3.0B | $2.5B | $2.3B | $307M | $10M | 1.33% | 12.89% | 3.30% | 0.74% |
| Q4 2024 | $2.8B | $2.4B | $2.3B | $294M | $10M | 1.36% | 13.35% | 3.38% | 0.98% |
| Q3 2024 | $2.9B | $2.5B | $2.2B | $292M | $8M | 1.36% | 13.37% | 3.38% | 0.81% |
| Q2 2024 | $2.8B | $2.4B | $2.1B | $276M | $9M | 1.47% | 14.40% | 3.41% | 0.92% |
| Q1 2024 | $2.6B | $2.2B | $1.9B | $268M | $11M | 1.64% | 15.86% | 3.45% | 0.65% |
| Q4 2023 | $2.5B | $2.1B | $1.9B | $261M | $9M | 1.44% | 14.09% | 3.68% | 0.30% |
| Q3 2023 | $2.5B | $2.1B | $1.8B | $242M | $9M | 1.44% | 14.23% | 3.62% | 0.44% |
| Q2 2023 | $2.4B | $2.0B | $1.8B | $241M | $10M | 1.45% | 14.08% | 3.64% | 0.41% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.