Spring Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $647M | $558M | $461M | $86M | $2M | 1.44% | 10.15% | 3.96% | 0.79% |
| Q4 2025 | $558M | $472M | $374M | $84M | $2M | 1.55% | 9.96% | 4.34% | 0.99% |
| Q3 2025 | $543M | $459M | $348M | $82M | $2M | 1.60% | 10.21% | 4.40% | 1.48% |
| Q2 2025 | $516M | $430M | $337M | $79M | $2M | 1.58% | 9.91% | 4.44% | 1.53% |
| Q1 2025 | $500M | $410M | $335M | $79M | $2M | 1.45% | 8.97% | 4.56% | 1.55% |
| Q4 2024 | $472M | $375M | $305M | $79M | $2M | 1.73% | 10.29% | 4.43% | 2.60% |
| Q3 2024 | $460M | $351M | $289M | $79M | $2M | 1.63% | 9.63% | 4.46% | 2.75% |
| Q2 2024 | $452M | $347M | $271M | $75M | $2M | 1.58% | 9.36% | 4.40% | 3.78% |
| Q1 2024 | $428M | $324M | $264M | $75M | $2M | 1.76% | 10.36% | 4.69% | 1.54% |
| Q4 2023 | $411M | $314M | $260M | $67M | $2M | 1.81% | 13.75% | 4.83% | 2.39% |
| Q3 2023 | $404M | $327M | $245M | $48M | $2M | 1.83% | 14.88% | 4.79% | 2.31% |
| Q2 2023 | $368M | $316M | $231M | $49M | $2M | 1.92% | 15.41% | 4.87% | 2.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.