Spring Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $442M | $329M | $366M | $50M | $2M | 1.47% | 12.99% | 3.55% | 3.27% |
| Q4 2025 | $434M | $321M | $367M | $49M | $2M | 1.25% | 11.06% | 3.50% | 3.01% |
| Q3 2025 | $429M | $327M | $352M | $47M | $1M | 1.19% | 10.45% | 3.42% | 2.85% |
| Q2 2025 | $417M | $317M | $351M | $45M | $1M | 1.12% | 9.76% | 3.33% | 3.27% |
| Q1 2025 | $398M | $297M | $328M | $47M | $1M | 1.12% | 9.47% | 3.25% | 3.17% |
| Q4 2024 | $378M | $287M | $313M | $45M | $839K | 1.01% | 8.46% | 3.12% | 3.24% |
| Q3 2024 | $377M | $284M | $297M | $45M | $1M | 1.05% | 8.81% | 3.13% | 0.49% |
| Q2 2024 | $376M | $282M | $299M | $44M | $1M | 1.01% | 8.46% | 3.08% | 0.54% |
| Q1 2024 | $378M | $277M | $286M | $45M | $882K | 0.95% | 7.87% | 2.95% | 0.60% |
| Q4 2023 | $365M | $271M | $281M | $44M | $443K | 0.90% | 7.79% | 3.07% | 0.64% |
| Q3 2023 | $378M | $290M | $285M | $43M | $1M | 1.03% | 9.08% | 3.05% | 0.49% |
| Q2 2023 | $373M | $289M | $286M | $42M | $942K | 1.02% | 8.95% | 3.06% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.