Spencer Savings Bank, SLA
Headquartered in Elmwood Park, NJ. FDIC certificate #30076 · Federal Reserve RSSD 845573.
Total assets
$4.0B
Deposits
$3.1B
Q1 2026
Active branches
28
Closings since Jan 2020
4
3 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$6M
Return on assets
0.62%
Return on equity
5.34%
Noncurrent loan rate
0.52%
Deposits by year (Summary of Deposits)
22019
22020
32021
32022
32023
32024
32025
Values in $ billions, June 30 of each year.
Closings by year
22020
12023
12024
Openings by year
12020
12023
12024
Other network changes since 2020
- 1 branch relocations
- 6 branches acquired through purchases or mergers
Branches by state
Recent closings
- Spencer Savings Bank, SLA — North Caldwell, NJbank exits city9 BLOOMFIELD AVE · closed July 1, 2024
- 3900 PARK AVENUE · closed December 18, 2023
- 1331 MAGIE AVE · closed March 20, 2020
- 800 RIVER DRIVE · closed January 24, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.spencersavings.com.