BranchWatch

Spectra Bank

Headquartered in Fort Worth, TX. Part of Riverbend Financial Corporation. FDIC certificate #26708 · Federal Reserve RSSD 426057.

Total assets
$127M
Deposits
$110M
Q1 2026
Active branches
2
Closings since Jan 2020
1
1 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$508K
Return on assets
1.67%
Return on equity
20.47%
Noncurrent loan rate
0.25%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2026

Openings by year

1
2026

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.spectra.bank.