SouthPoint Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.3B | $1.1B | $116M | $-973K | -0.26% | -3.34% | 3.28% | 4.18% |
| Q4 2025 | $1.6B | $1.4B | $1.2B | $117M | $-15897K | -0.54% | -7.19% | 3.36% | 3.40% |
| Q3 2025 | $1.6B | $1.5B | $1.3B | $133M | $2M | 0.53% | 7.02% | 3.35% | 4.45% |
| Q2 2025 | $1.7B | $1.5B | $1.4B | $129M | $2M | 0.53% | 7.19% | 3.27% | 2.83% |
| Q1 2025 | $1.8B | $1.7B | $1.5B | $128M | $2M | 0.50% | 6.95% | 3.04% | 3.17% |
| Q4 2024 | $1.8B | $1.6B | $1.5B | $126M | $-21459K | -0.46% | -5.67% | 3.53% | 1.75% |
| Q3 2024 | $1.8B | $1.6B | $1.5B | $150M | $5M | 1.05% | 12.58% | 3.63% | 1.41% |
| Q2 2024 | $1.7B | $1.5B | $1.5B | $145M | $4M | 1.05% | 12.70% | 3.64% | 1.18% |
| Q1 2024 | $1.7B | $1.4B | $1.5B | $140M | $5M | 1.13% | 13.60% | 3.65% | 0.90% |
| Q4 2023 | $1.7B | $1.4B | $1.5B | $139M | $3M | 1.13% | 13.08% | 3.78% | 1.16% |
| Q3 2023 | $1.6B | $1.2B | $1.4B | $140M | $5M | 1.23% | 14.10% | 3.82% | 0.55% |
| Q2 2023 | $1.5B | $1.1B | $1.3B | $134M | $4M | 1.21% | 13.72% | 3.86% | 0.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.