Southern Independent Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $403M | $345M | $177M | $44M | $1M | 1.21% | 10.96% | 3.22% | 0.07% |
| Q4 2025 | $396M | $338M | $174M | $44M | $761K | 1.07% | 9.91% | 3.18% | 0.06% |
| Q3 2025 | $387M | $331M | $170M | $42M | $1M | 1.17% | 10.92% | 3.14% | 0.07% |
| Q2 2025 | $382M | $325M | $170M | $43M | $1M | 1.19% | 11.19% | 3.06% | 0.07% |
| Q1 2025 | $376M | $322M | $166M | $40M | $878K | 0.93% | 8.95% | 2.98% | 0.36% |
| Q4 2024 | $377M | $326M | $160M | $38M | $811K | 0.85% | 8.33% | 2.94% | 0.12% |
| Q3 2024 | $368M | $314M | $152M | $40M | $869K | 0.84% | 8.25% | 2.92% | 0.10% |
| Q2 2024 | $359M | $310M | $145M | $36M | $614K | 0.78% | 7.90% | 2.89% | 0.20% |
| Q1 2024 | $359M | $311M | $144M | $35M | $786K | 0.88% | 8.93% | 2.94% | 0.21% |
| Q4 2023 | $354M | $306M | $146M | $35M | $248K | 1.55% | 17.56% | 3.34% | 0.13% |
| Q3 2023 | $336M | $293M | $145M | $31M | $3M | 1.99% | 23.30% | 3.41% | 0.14% |
| Q2 2023 | $338M | $292M | $144M | $30M | $883K | 1.11% | 13.25% | 3.49% | 0.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.