Southern Bank of Tennessee quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $490M | $427M | $378M | $48M | $2M | 1.80% | 18.45% | 4.04% | 0.07% |
| Q4 2025 | $478M | $417M | $369M | $46M | $1M | 1.02% | 11.01% | 3.85% | 0.09% |
| Q3 2025 | $477M | $418M | $370M | $45M | $1M | 0.97% | 10.60% | 3.77% | 0.04% |
| Q2 2025 | $474M | $413M | $362M | $43M | $1M | 0.87% | 9.57% | 3.66% | 0.01% |
| Q1 2025 | $469M | $408M | $351M | $43M | $882K | 0.77% | 8.44% | 3.48% | 0.00% |
| Q4 2024 | $450M | $388M | $316M | $41M | $609K | 0.39% | 4.12% | 3.01% | 0.00% |
| Q3 2024 | $426M | $373M | $302M | $40M | $540K | 0.33% | 3.49% | 2.88% | 0.00% |
| Q2 2024 | $430M | $363M | $285M | $39M | $292K | 0.24% | 2.53% | 2.76% | 0.02% |
| Q1 2024 | $424M | $357M | $279M | $39M | $209K | 0.20% | 2.10% | 2.72% | 0.05% |
| Q4 2023 | $402M | $344M | $276M | $40M | $448K | 0.53% | 4.88% | 3.22% | 0.04% |
| Q3 2023 | $394M | $343M | $275M | $39M | $521K | 0.55% | 5.03% | 3.35% | 0.00% |
| Q2 2023 | $368M | $324M | $272M | $42M | $413K | 0.56% | 4.94% | 3.41% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.