Southern Bancorp Bank
Headquartered in Arkadelphia, AR. Part of Southern Bancorp, Inc. FDIC certificate #1528 · Federal Reserve RSSD 852544.
Total assets
$3.0B
Deposits
$2.3B
Q2 2026
Active branches
56
Closings since Jan 2020
2
6 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$7M
Return on assets
0.89%
Return on equity
6.80%
Noncurrent loan rate
1.42%
Deposits by year (Summary of Deposits)
12019
12020
22021
22022
22023
22024
22025
22026
Values in $ billions, June 30 of each year.
Closings by year
12021
12025
Openings by year
12020
12021
32023
12024
Other network changes since 2020
- 2 branch relocations
- 6 branches acquired through purchases or mergers
Branches by state
Recent closings
- 574 SECOND STREET · closed January 16, 2025
- 319 NORTH BALTIMORE · closed May 27, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.banksouthern.com.