South Georgia Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $262M | $235M | $134M | $23M | $1M | 1.86% | 20.93% | 4.25% | 0.76% |
| Q4 2025 | $256M | $228M | $138M | $23M | $1M | 1.88% | 21.85% | 4.40% | 1.51% |
| Q3 2025 | $252M | $225M | $134M | $22M | $1M | 1.88% | 22.06% | 4.35% | 1.01% |
| Q2 2025 | $249M | $224M | $127M | $20M | $1M | 1.87% | 22.23% | 4.28% | 1.06% |
| Q1 2025 | $239M | $214M | $117M | $20M | $1M | 1.82% | 21.44% | 4.08% | 1.27% |
| Q4 2024 | $229M | $205M | $117M | $19M | $1M | 1.98% | 22.94% | 4.32% | 0.58% |
| Q3 2024 | $221M | $195M | $119M | $21M | $1M | 1.99% | 22.93% | 4.35% | 0.29% |
| Q2 2024 | $218M | $194M | $115M | $19M | $1M | 1.98% | 23.64% | 4.36% | 0.24% |
| Q1 2024 | $221M | $198M | $118M | $18M | $1M | 1.95% | 23.59% | 4.35% | 0.26% |
| Q4 2023 | $223M | $200M | $119M | $18M | $1M | 1.96% | 25.35% | 4.70% | 0.05% |
| Q3 2023 | $211M | $191M | $118M | $15M | $1M | 1.98% | 26.05% | 4.77% | 0.09% |
| Q2 2023 | $214M | $194M | $118M | $17M | $1M | 1.95% | 25.38% | 4.82% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.