South Central Bank, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.2B | $1.9B | $1.7B | $198M | $7M | 1.36% | 14.78% | 3.81% | 0.39% |
| Q4 2025 | $2.1B | $1.8B | $1.7B | $194M | $7M | 1.25% | 13.86% | 3.70% | 0.46% |
| Q3 2025 | $2.0B | $1.8B | $1.6B | $189M | $7M | 1.25% | 13.95% | 3.63% | 0.32% |
| Q2 2025 | $2.0B | $1.7B | $1.6B | $182M | $6M | 1.21% | 13.69% | 3.51% | 0.34% |
| Q1 2025 | $2.0B | $1.7B | $1.5B | $176M | $6M | 1.16% | 13.31% | 3.39% | 0.33% |
| Q4 2024 | $2.0B | $1.7B | $1.5B | $170M | $6M | 1.17% | 13.52% | 3.41% | 0.34% |
| Q3 2024 | $1.9B | $1.7B | $1.5B | $171M | $5M | 1.14% | 13.10% | 3.38% | 0.34% |
| Q2 2024 | $1.8B | $1.6B | $1.4B | $162M | $5M | 1.13% | 13.23% | 3.37% | 0.39% |
| Q1 2024 | $1.9B | $1.6B | $1.4B | $158M | $5M | 1.10% | 12.95% | 3.23% | 0.74% |
| Q4 2023 | $1.9B | $1.6B | $1.4B | $156M | $5M | 1.14% | 13.67% | 3.34% | 0.75% |
| Q3 2023 | $1.7B | $1.6B | $1.4B | $145M | $5M | 1.13% | 13.63% | 3.37% | 0.81% |
| Q2 2023 | $1.7B | $1.5B | $1.3B | $147M | $5M | 1.15% | 13.77% | 3.38% | 0.80% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.