Sound Banking Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $42M | $36M | $36M | $6M | $257K | 2.34% | 18.09% | 6.82% | 0.04% |
| Q4 2025 | $46M | $40M | $39M | $6M | $-7K | 1.88% | 16.84% | 6.30% | 0.04% |
| Q3 2025 | $52M | $46M | $39M | $6M | $317K | 2.48% | 22.62% | 6.13% | 0.04% |
| Q2 2025 | $51M | $46M | $39M | $5M | $388K | 2.49% | 22.74% | 6.21% | 0.04% |
| Q1 2025 | $52M | $46M | $38M | $6M | $238K | 1.91% | 17.13% | 5.61% | 0.04% |
| Q4 2024 | $48M | $42M | $37M | $5M | $60K | 1.77% | 14.85% | 6.13% | 0.05% |
| Q3 2024 | $50M | $45M | $38M | $6M | $284K | 2.20% | 18.24% | 6.06% | 0.00% |
| Q2 2024 | $45M | $39M | $37M | $5M | $242K | 2.14% | 17.31% | 6.13% | 0.00% |
| Q1 2024 | $47M | $41M | $37M | $6M | $244K | 2.13% | 17.04% | 6.09% | 0.23% |
| Q4 2023 | $44M | $37M | $37M | $6M | $-38K | 2.02% | 18.72% | 5.90% | 0.24% |
| Q3 2023 | $51M | $44M | $38M | $6M | $330K | 2.67% | 25.56% | 5.73% | 0.00% |
| Q2 2023 | $48M | $43M | $38M | $6M | $346K | 2.75% | 27.38% | 5.74% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.