Somerville Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $294M | $266M | $200M | $22M | $459K | 0.63% | 8.49% | 3.22% | 1.41% |
| Q4 2025 | $287M | $258M | $204M | $22M | $466K | 0.58% | 8.07% | 3.17% | 1.13% |
| Q3 2025 | $280M | $252M | $197M | $21M | $346K | 0.56% | 7.81% | 3.16% | 1.67% |
| Q2 2025 | $276M | $249M | $199M | $19M | $365K | 0.59% | 8.34% | 3.12% | 0.56% |
| Q1 2025 | $272M | $246M | $189M | $19M | $432K | 0.64% | 8.96% | 3.04% | 1.44% |
| Q4 2024 | $267M | $234M | $189M | $20M | $501K | 0.56% | 7.66% | 2.94% | 1.10% |
| Q3 2024 | $263M | $225M | $186M | $20M | $291K | 0.50% | 6.79% | 2.93% | 1.17% |
| Q2 2024 | $263M | $224M | $188M | $19M | $417K | 0.53% | 7.30% | 2.89% | 1.14% |
| Q1 2024 | $263M | $226M | $185M | $19M | $278K | 0.42% | 5.83% | 2.81% | 0.99% |
| Q4 2023 | $264M | $226M | $187M | $19M | $411K | 0.69% | 10.98% | 3.08% | 0.59% |
| Q3 2023 | $256M | $223M | $185M | $14M | $487K | 0.71% | 11.80% | 3.13% | 0.49% |
| Q2 2023 | $265M | $229M | $184M | $17M | $432K | 0.69% | 11.04% | 3.13% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.