Somerset Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.5B | $2.0B | $1.6B | $188M | $7M | 1.10% | 14.37% | 4.12% | 1.49% |
| Q4 2025 | $2.4B | $2.0B | $1.6B | $189M | $6M | 1.04% | 15.02% | 4.01% | 2.11% |
| Q3 2025 | $2.5B | $2.1B | $1.6B | $178M | $7M | 1.04% | 15.46% | 3.92% | 1.84% |
| Q2 2025 | $2.4B | $2.0B | $1.6B | $158M | $7M | 0.99% | 15.10% | 3.91% | 2.34% |
| Q1 2025 | $2.4B | $1.9B | $1.6B | $159M | $5M | 0.89% | 13.57% | 3.80% | 1.41% |
| Q4 2024 | $2.3B | $1.9B | $1.5B | $151M | $6M | 1.07% | 16.65% | 3.80% | 1.38% |
| Q3 2024 | $2.4B | $1.9B | $1.5B | $160M | $7M | 1.06% | 16.47% | 3.80% | 1.27% |
| Q2 2024 | $2.3B | $1.9B | $1.5B | $142M | $6M | 0.98% | 15.57% | 3.79% | 1.02% |
| Q1 2024 | $2.3B | $1.8B | $1.5B | $141M | $5M | 0.94% | 14.81% | 3.82% | 1.00% |
| Q4 2023 | $2.2B | $1.8B | $1.4B | $142M | $3M | 1.12% | 19.64% | 4.16% | 0.70% |
| Q3 2023 | $2.1B | $1.8B | $1.3B | $106M | $6M | 1.33% | 24.35% | 4.24% | 0.49% |
| Q2 2023 | $2.1B | $1.8B | $1.3B | $120M | $7M | 1.42% | 25.24% | 4.23% | 0.48% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.