Somerset Regal Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $898M | $859M | $181M | $942K | 0.33% | 2.06% | 2.97% | 0.02% |
| Q4 2025 | $1.1B | $895M | $835M | $185M | $918K | 0.39% | 2.24% | 2.99% | 0.02% |
| Q3 2025 | $1.1B | $872M | $826M | $189M | $727K | 0.41% | 2.33% | 2.99% | 0.00% |
| Q2 2025 | $1.1B | $851M | $797M | $188M | $2M | 0.48% | 2.72% | 2.98% | 0.00% |
| Q1 2025 | $1.1B | $840M | $781M | $190M | $482K | 0.18% | 1.02% | 2.94% | 0.00% |
| Q4 2024 | $1.1B | $832M | $776M | $189M | $1M | 0.03% | 0.14% | 3.23% | 0.00% |
| Q3 2024 | $1.1B | $831M | $768M | $189M | $1M | -0.09% | -0.50% | 3.32% | 0.00% |
| Q2 2024 | $1.0B | $810M | $732M | $197M | $-3032K | -0.38% | -2.00% | 3.40% | 0.01% |
| Q1 2024 | $1.1B | $841M | $699M | $197M | $1M | 0.40% | 2.16% | 3.42% | 0.02% |
| Q4 2023 | $1.1B | $846M | $696M | $196M | $2M | -0.30% | -1.68% | 2.64% | 0.02% |
| Q3 2023 | $1.1B | $885M | $693M | $192M | $-4964K | -0.70% | -3.89% | 2.14% | 0.02% |
| Q2 2023 | $652M | $508M | $362M | $122M | $681K | 0.29% | 1.57% | 2.24% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.