SmartBiz Bank
Legal institution: SmartBiz Bank, National Association. Headquartered in Northbrook, IL. Part of Smartbiz Bancshares, Inc. FDIC certificate #58158 · Federal Reserve RSSD 3377235.
Total assets
$205M
Deposits
$163M
Q1 2026
Active branches
1
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$-398K
Return on assets
-0.80%
Return on equity
-5.66%
Noncurrent loan rate
1.56%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Other network changes since 2020
- March 14, 2025: legal name changed from “CenTrust Bank, National Association” to “SmartBiz Bank, National Association”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.SmartBizBank.com.