Shoreham Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $522M | $418M | $448M | $55M | $375K | 0.30% | 2.73% | 4.28% | 1.38% |
| Q4 2025 | $481M | $406M | $414M | $55M | $356K | 0.83% | 7.54% | 4.83% | 1.28% |
| Q3 2025 | $499M | $429M | $420M | $54M | $761K | 1.01% | 9.21% | 4.84% | 1.07% |
| Q2 2025 | $503M | $431M | $434M | $55M | $1M | 1.21% | 11.03% | 4.94% | 0.78% |
| Q1 2025 | $494M | $432M | $421M | $54M | $2M | 1.26% | 11.48% | 4.82% | 0.83% |
| Q4 2024 | $485M | $424M | $419M | $53M | $2M | 1.11% | 9.80% | 5.09% | 0.82% |
| Q3 2024 | $496M | $427M | $431M | $53M | $1M | 1.00% | 8.69% | 5.06% | 0.96% |
| Q2 2024 | $469M | $413M | $399M | $52M | $1M | 0.91% | 7.75% | 5.14% | 1.02% |
| Q1 2024 | $438M | $375M | $377M | $52M | $859K | 0.80% | 6.70% | 5.23% | 1.09% |
| Q4 2023 | $417M | $342M | $359M | $51M | $1M | 1.64% | 13.00% | 5.52% | 1.18% |
| Q3 2023 | $401M | $341M | $341M | $51M | $1M | 1.84% | 14.52% | 5.55% | 1.47% |
| Q2 2023 | $388M | $329M | $327M | $50M | $2M | 2.25% | 17.68% | 5.59% | 1.44% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.