Shelby County State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $361M | $324M | $252M | $30M | $1M | 1.58% | 19.50% | 3.67% | 0.33% |
| Q4 2025 | $362M | $317M | $250M | $29M | $1M | 1.37% | 19.40% | 3.60% | 0.33% |
| Q3 2025 | $360M | $321M | $243M | $27M | $1M | 1.41% | 20.64% | 3.60% | 0.35% |
| Q2 2025 | $358M | $331M | $238M | $23M | $1M | 1.36% | 20.51% | 3.56% | 0.53% |
| Q1 2025 | $350M | $322M | $239M | $24M | $1M | 1.38% | 20.74% | 3.55% | 0.42% |
| Q4 2024 | $348M | $317M | $243M | $23M | $891K | 0.98% | 14.89% | 3.49% | 0.36% |
| Q3 2024 | $353M | $320M | $248M | $25M | $881K | 0.96% | 14.60% | 3.48% | 0.36% |
| Q2 2024 | $343M | $313M | $243M | $22M | $858K | 0.94% | 14.62% | 3.49% | 0.40% |
| Q1 2024 | $341M | $318M | $236M | $22M | $745K | 0.87% | 13.50% | 3.47% | 0.41% |
| Q4 2023 | $341M | $294M | $237M | $22M | $923K | 1.43% | 24.28% | 3.54% | 0.41% |
| Q3 2023 | $327M | $296M | $223M | $18M | $1M | 1.55% | 27.03% | 3.61% | 0.00% |
| Q2 2023 | $331M | $301M | $221M | $20M | $1M | 1.59% | 27.21% | 3.58% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.