BranchWatch

Seneca Savings Bank

Legal institution: Seneca Savings Bank, National Association. Headquartered in Baldwinsville, NY. Part of Seneca Financial Mhc. FDIC certificate #29496 · Federal Reserve RSSD 276074.

Total assets
$316M
Deposits
$251M
Q1 2026
Active branches
5
Closings since Jan 2020
1
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$77K
Return on assets
0.10%
Return on equity
1.12%
Noncurrent loan rate
1.08%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2025

Openings by year

1
2024
1
2025

Other network changes since 2020

  • October 16, 2025: legal name changed from “Seneca Savings” to “Seneca Savings Bank, National Association”

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: senecasavings.com.