Schertz Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $762M | $646M | $613M | $110M | $4M | 2.05% | 14.46% | 4.42% | 0.04% |
| Q4 2025 | $770M | $658M | $609M | $106M | $4M | 1.65% | 13.37% | 3.91% | 0.07% |
| Q3 2025 | $770M | $661M | $602M | $102M | $3M | 1.52% | 12.71% | 3.78% | 0.10% |
| Q2 2025 | $787M | $683M | $627M | $99M | $3M | 1.43% | 12.35% | 3.64% | 0.20% |
| Q1 2025 | $814M | $712M | $660M | $96M | $3M | 1.39% | 12.48% | 3.48% | 0.20% |
| Q4 2024 | $881M | $768M | $679M | $92M | $2M | 1.16% | 11.47% | 3.05% | 0.20% |
| Q3 2024 | $897M | $784M | $684M | $91M | $3M | 1.22% | 12.19% | 2.96% | 0.18% |
| Q2 2024 | $880M | $771M | $687M | $87M | $3M | 1.11% | 11.14% | 2.90% | 0.03% |
| Q1 2024 | $873M | $765M | $701M | $86M | $2M | 1.05% | 10.49% | 2.87% | 0.03% |
| Q4 2023 | $830M | $715M | $711M | $84M | $3M | 1.45% | 13.99% | 3.34% | 0.03% |
| Q3 2023 | $792M | $681M | $695M | $81M | $3M | 1.51% | 14.50% | 3.42% | 0.03% |
| Q2 2023 | $772M | $664M | $692M | $79M | $3M | 1.59% | 15.21% | 3.51% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.