Scale Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $570M | $404M | $448M | $115M | $3M | 1.87% | 9.32% | 7.62% | 0.10% |
| Q4 2025 | $564M | $424M | $449M | $113M | $4M | 2.20% | 10.69% | 6.43% | 0.11% |
| Q3 2025 | $554M | $431M | $400M | $113M | $3M | 2.01% | 9.68% | 5.93% | 0.30% |
| Q2 2025 | $520M | $401M | $377M | $111M | $3M | 1.97% | 9.47% | 5.93% | 0.07% |
| Q1 2025 | $524M | $406M | $358M | $110M | $2M | 1.69% | 8.19% | 5.78% | 0.29% |
| Q4 2024 | $530M | $414M | $363M | $107M | $17K | 1.51% | 7.50% | 5.96% | 0.09% |
| Q3 2024 | $546M | $425M | $396M | $112M | $3M | 2.00% | 9.96% | 5.82% | 0.05% |
| Q2 2024 | $503M | $386M | $395M | $109M | $3M | 2.00% | 10.00% | 5.74% | 0.02% |
| Q1 2024 | $540M | $426M | $354M | $107M | $2M | 1.69% | 8.78% | 5.35% | 0.04% |
| Q4 2023 | $565M | $450M | $321M | $106M | $3M | 2.04% | 11.35% | 5.37% | 0.31% |
| Q3 2023 | $557M | $443M | $332M | $106M | $3M | 2.10% | 11.80% | 5.36% | 0.29% |
| Q2 2023 | $561M | $448M | $343M | $105M | $3M | 2.19% | 12.60% | 5.30% | 0.09% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.