Sandhills State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $375M | $340M | $259M | $33M | $1M | 1.56% | 17.84% | 3.94% | 0.13% |
| Q4 2025 | $393M | $357M | $267M | $34M | $1M | 1.37% | 15.60% | 3.82% | 0.13% |
| Q3 2025 | $370M | $336M | $257M | $33M | $1M | 1.41% | 15.96% | 3.79% | 0.15% |
| Q2 2025 | $361M | $306M | $267M | $32M | $1M | 1.43% | 16.32% | 3.82% | 0.16% |
| Q1 2025 | $355M | $312M | $258M | $31M | $1M | 1.40% | 16.04% | 3.79% | 0.10% |
| Q4 2024 | $348M | $317M | $266M | $30M | $1M | 1.19% | 13.63% | 3.52% | 0.10% |
| Q3 2024 | $358M | $322M | $263M | $32M | $938K | 1.09% | 12.50% | 3.39% | 0.10% |
| Q2 2024 | $349M | $301M | $263M | $30M | $921K | 1.11% | 12.74% | 3.43% | 0.10% |
| Q1 2024 | $337M | $304M | $249M | $30M | $991K | 1.15% | 13.21% | 3.46% | 0.15% |
| Q4 2023 | $351M | $300M | $257M | $30M | $962K | 1.16% | 13.74% | 3.55% | 0.14% |
| Q3 2023 | $340M | $293M | $249M | $28M | $898K | 1.18% | 14.03% | 3.57% | 0.15% |
| Q2 2023 | $348M | $294M | $253M | $29M | $965K | 1.24% | 14.66% | 3.64% | 0.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.