Round Top State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $975M | $874M | $597M | $98M | $3M | 1.21% | 11.92% | 3.08% | 0.06% |
| Q4 2025 | $943M | $844M | $581M | $97M | $3M | 1.17% | 12.02% | 2.98% | 0.01% |
| Q3 2025 | $946M | $848M | $580M | $96M | $3M | 1.14% | 11.84% | 2.92% | 0.00% |
| Q2 2025 | $915M | $824M | $571M | $88M | $3M | 1.09% | 11.49% | 2.87% | 0.00% |
| Q1 2025 | $888M | $800M | $566M | $85M | $2M | 1.02% | 10.92% | 2.78% | 0.00% |
| Q4 2024 | $883M | $800M | $561M | $80M | $2M | 0.87% | 9.87% | 2.54% | 0.00% |
| Q3 2024 | $887M | $797M | $571M | $87M | $2M | 0.82% | 9.46% | 2.49% | 0.00% |
| Q2 2024 | $936M | $794M | $570M | $78M | $2M | 0.78% | 9.39% | 2.44% | 0.00% |
| Q1 2024 | $940M | $801M | $560M | $76M | $2M | 0.78% | 9.36% | 2.49% | 0.00% |
| Q4 2023 | $880M | $802M | $548M | $76M | $2M | 0.99% | 12.40% | 2.77% | 0.00% |
| Q3 2023 | $850M | $783M | $533M | $65M | $2M | 1.04% | 13.28% | 2.82% | 0.00% |
| Q2 2023 | $850M | $780M | $523M | $68M | $2M | 1.07% | 13.58% | 2.85% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.