River Falls State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $141M | $126M | $106M | $14M | $357K | 1.02% | 10.48% | 3.54% | 0.21% |
| Q4 2025 | $138M | $122M | $103M | $13M | $307K | 0.84% | 9.14% | 3.27% | 0.04% |
| Q3 2025 | $141M | $121M | $99M | $13M | $315K | 0.82% | 9.11% | 3.18% | 0.08% |
| Q2 2025 | $139M | $120M | $102M | $13M | $286K | 0.78% | 8.81% | 3.09% | 0.09% |
| Q1 2025 | $137M | $118M | $99M | $12M | $256K | 0.74% | 8.53% | 2.97% | 0.32% |
| Q4 2024 | $141M | $124M | $101M | $12M | $303K | 0.78% | 9.21% | 2.93% | 0.30% |
| Q3 2024 | $138M | $119M | $98M | $12M | $273K | 0.75% | 8.80% | 2.91% | 0.25% |
| Q2 2024 | $136M | $119M | $95M | $11M | $257K | 0.72% | 8.69% | 2.87% | 0.18% |
| Q1 2024 | $134M | $117M | $94M | $11M | $232K | 0.69% | 8.30% | 2.82% | 0.00% |
| Q4 2023 | $135M | $118M | $94M | $11M | $316K | 0.79% | 9.76% | 2.91% | 0.11% |
| Q3 2023 | $131M | $115M | $94M | $10M | $245K | 0.73% | 9.14% | 2.88% | 0.00% |
| Q2 2023 | $130M | $110M | $92M | $11M | $217K | 0.72% | 8.79% | 2.87% | 0.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.