River City Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $6.0B | $5.4B | $4.5B | $564M | $18M | 1.21% | 12.91% | 2.50% | 0.00% |
| Q4 2025 | $5.8B | $5.1B | $4.5B | $548M | $21M | 1.27% | 13.32% | 2.77% | 0.00% |
| Q3 2025 | $5.5B | $4.9B | $4.3B | $528M | $20M | 1.19% | 12.51% | 2.75% | 0.00% |
| Q2 2025 | $5.3B | $4.5B | $4.2B | $510M | $15M | 1.06% | 11.14% | 2.69% | 0.00% |
| Q1 2025 | $5.3B | $4.7B | $4.1B | $498M | $12M | 0.94% | 10.02% | 2.63% | 0.00% |
| Q4 2024 | $5.1B | $4.5B | $4.1B | $485M | $21M | 1.45% | 16.30% | 2.88% | 0.00% |
| Q3 2024 | $5.1B | $4.4B | $3.9B | $467M | $16M | 1.38% | 15.74% | 2.88% | 0.00% |
| Q2 2024 | $5.1B | $4.5B | $3.8B | $447M | $17M | 1.44% | 16.57% | 2.85% | 0.00% |
| Q1 2024 | $5.0B | $4.3B | $3.5B | $435M | $19M | 1.51% | 17.53% | 2.85% | 0.00% |
| Q4 2023 | $4.9B | $4.3B | $3.5B | $418M | $17M | 1.34% | 15.65% | 2.87% | 0.00% |
| Q3 2023 | $4.9B | $4.2B | $3.3B | $405M | $16M | 1.32% | 15.39% | 2.93% | 0.00% |
| Q2 2023 | $4.4B | $3.6B | $3.2B | $384M | $14M | 1.29% | 14.83% | 2.88% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.