River City Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $417M | $376M | $316M | $38M | $2M | 1.68% | 18.50% | 4.68% | 0.00% |
| Q4 2025 | $398M | $359M | $299M | $36M | $1M | 1.57% | 18.44% | 4.63% | 0.03% |
| Q3 2025 | $413M | $375M | $292M | $35M | $2M | 1.69% | 20.22% | 4.60% | 0.00% |
| Q2 2025 | $367M | $332M | $282M | $32M | $2M | 1.69% | 20.16% | 4.70% | 0.00% |
| Q1 2025 | $370M | $335M | $275M | $31M | $1M | 1.62% | 19.88% | 4.64% | 0.00% |
| Q4 2024 | $356M | $324M | $259M | $29M | $1M | 1.34% | 16.59% | 4.63% | 0.01% |
| Q3 2024 | $350M | $318M | $244M | $28M | $1M | 1.27% | 15.61% | 4.63% | 0.01% |
| Q2 2024 | $336M | $305M | $236M | $26M | $971K | 1.13% | 13.85% | 4.60% | 0.01% |
| Q1 2024 | $301M | $272M | $217M | $25M | $750K | 1.04% | 12.31% | 4.50% | 0.00% |
| Q4 2023 | $278M | $251M | $201M | $24M | $510K | 0.84% | 9.93% | 4.43% | 0.04% |
| Q3 2023 | $269M | $243M | $187M | $22M | $572K | 0.88% | 10.40% | 4.40% | 0.01% |
| Q2 2023 | $262M | $237M | $179M | $23M | $647K | 0.89% | 10.49% | 4.40% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.