Ridgewood Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $7.5B | $6.0B | $4.8B | $948M | $10M | 0.52% | 4.11% | 2.12% | 1.64% |
| Q4 2025 | $7.5B | $5.9B | $4.9B | $941M | $9M | 0.50% | 4.08% | 1.94% | 1.58% |
| Q3 2025 | $7.4B | $5.8B | $4.8B | $920M | $12M | 0.50% | 4.12% | 1.87% | 1.74% |
| Q2 2025 | $7.3B | $5.8B | $4.8B | $900M | $11M | 0.44% | 3.61% | 1.84% | 1.93% |
| Q1 2025 | $7.3B | $5.8B | $4.7B | $882M | $5M | 0.29% | 2.44% | 1.80% | 1.74% |
| Q4 2024 | $7.2B | $5.7B | $4.7B | $861M | $2M | 0.36% | 3.00% | 1.73% | 1.70% |
| Q3 2024 | $7.2B | $5.6B | $4.6B | $865M | $8M | 0.43% | 3.65% | 1.73% | 1.65% |
| Q2 2024 | $7.0B | $5.6B | $4.6B | $829M | $7M | 0.42% | 3.55% | 1.75% | 1.21% |
| Q1 2024 | $7.0B | $5.6B | $4.6B | $821M | $8M | 0.45% | 3.86% | 1.76% | 1.29% |
| Q4 2023 | $7.0B | $5.5B | $4.5B | $822M | $8M | 0.50% | 4.36% | 1.97% | 1.28% |
| Q3 2023 | $6.9B | $5.5B | $4.4B | $769M | $4M | 0.51% | 4.45% | 2.00% | 1.33% |
| Q2 2023 | $6.9B | $5.5B | $4.4B | $793M | $9M | 0.65% | 5.70% | 2.06% | 1.21% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.