Richton Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $54M | $45M | $20M | $8M | $96K | 0.73% | 4.78% | 4.33% | 0.00% |
| Q4 2025 | $51M | $42M | $20M | $8M | $96K | 0.84% | 5.67% | 4.33% | 0.00% |
| Q3 2025 | $51M | $42M | $21M | $8M | $151K | 0.87% | 5.98% | 4.32% | 0.00% |
| Q2 2025 | $51M | $42M | $19M | $8M | $99K | 0.72% | 5.03% | 4.17% | 0.00% |
| Q1 2025 | $52M | $44M | $18M | $7M | $86K | 0.66% | 4.74% | 4.00% | 0.24% |
| Q4 2024 | $52M | $44M | $19M | $7M | $111K | 0.49% | 3.64% | 3.94% | 0.00% |
| Q3 2024 | $52M | $43M | $20M | $7M | $72K | 0.37% | 2.75% | 3.85% | 0.00% |
| Q2 2024 | $51M | $43M | $21M | $7M | $30K | 0.27% | 2.08% | 3.76% | 0.00% |
| Q1 2024 | $51M | $44M | $21M | $7M | $40K | 0.31% | 2.38% | 3.73% | 2.12% |
| Q4 2023 | $53M | $45M | $22M | $7M | $142K | 0.64% | 5.31% | 3.73% | 0.00% |
| Q3 2023 | $53M | $46M | $23M | $6M | $61K | 0.51% | 4.24% | 3.74% | 0.00% |
| Q2 2023 | $54M | $47M | $23M | $6M | $62K | 0.53% | 4.40% | 3.69% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.