Richland County Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $114M | $96M | $48M | $17M | $405K | 1.45% | 9.33% | 3.65% | 0.00% |
| Q4 2025 | $110M | $92M | $46M | $17M | $375K | 1.24% | 8.45% | 3.52% | 0.00% |
| Q3 2025 | $107M | $90M | $47M | $17M | $351K | 1.20% | 8.33% | 3.51% | 0.00% |
| Q2 2025 | $109M | $92M | $46M | $16M | $326K | 1.14% | 8.24% | 3.42% | 0.00% |
| Q1 2025 | $111M | $96M | $44M | $15M | $305K | 1.10% | 8.20% | 3.32% | 0.00% |
| Q4 2024 | $111M | $95M | $44M | $15M | $302K | 0.99% | 7.49% | 3.05% | 0.00% |
| Q3 2024 | $107M | $91M | $44M | $16M | $254K | 0.95% | 7.24% | 3.03% | 0.00% |
| Q2 2024 | $107M | $93M | $43M | $14M | $247K | 0.96% | 7.55% | 3.04% | 0.00% |
| Q1 2024 | $108M | $94M | $46M | $14M | $272K | 1.00% | 7.96% | 3.08% | 0.00% |
| Q4 2023 | $111M | $97M | $45M | $14M | $248K | 0.59% | 5.24% | 2.90% | 0.00% |
| Q3 2023 | $105M | $94M | $46M | $11M | $215K | 0.48% | 4.42% | 2.88% | 0.00% |
| Q2 2023 | $108M | $95M | $47M | $12M | $-72K | 0.33% | 2.98% | 2.84% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.