Rhinebeck Bank
Headquartered in Rhinebeck, NY. Part of Rhinebeck Bancorp, Mhc. FDIC certificate #16032 · Federal Reserve RSSD 195111.
Total assets
$1.3B
Deposits
$1.1B
Q1 2026
Active branches
15
Closings since Jan 2020
4
2 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$3M
Return on assets
0.78%
Return on equity
7.50%
Noncurrent loan rate
0.38%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Closings by year
12022
12024
12025
12026
Openings by year
22021
Other network changes since 2020
- 1 branches acquired through purchases or mergers
Branches by state
Recent closings
- Rhinebeck Bank — Middletown, NYbank exits city357 E MAIN ST · closed January 27, 2026
- Rhinebeck Bank — Montgomery, NYbank exits city2134 ROUTE 208 · closed February 28, 2025
- Rhinebeck Bank — Wappingers Falls, NYbank exits city1476 ROUTE 9D · closed February 23, 2024
- Rhinebeck Bank — Monroe, NYbank exits city360 ROUTE 17M · closed December 30, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.rhinebeckbank.com.