Reading Co-operative Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $1.0B | $942M | $76M | $1M | 0.42% | 6.81% | 3.30% | 0.16% |
| Q4 2025 | $1.2B | $1.1B | $935M | $74M | $1M | 0.52% | 8.93% | 3.16% | 1.05% |
| Q3 2025 | $1.2B | $1.1B | $949M | $72M | $3M | 0.55% | 9.38% | 3.12% | 0.66% |
| Q2 2025 | $1.2B | $1.1B | $962M | $68M | $1M | 0.30% | 5.28% | 2.77% | 0.81% |
| Q1 2025 | $922M | $799M | $724M | $56M | $541K | 0.23% | 3.98% | 2.74% | 0.79% |
| Q4 2024 | $931M | $692M | $730M | $53M | $777K | 0.21% | 3.63% | 2.60% | 0.19% |
| Q3 2024 | $922M | $678M | $711M | $57M | $539K | 0.17% | 2.90% | 2.56% | 0.14% |
| Q2 2024 | $918M | $688M | $709M | $52M | $373K | 0.14% | 2.40% | 2.54% | 0.09% |
| Q1 2024 | $908M | $683M | $699M | $52M | $257K | 0.11% | 1.95% | 2.50% | 0.00% |
| Q4 2023 | $907M | $687M | $696M | $54M | $98K | 0.13% | 2.25% | 2.74% | 0.33% |
| Q3 2023 | $880M | $780M | $678M | $46M | $298K | 0.17% | 2.78% | 2.81% | 0.02% |
| Q2 2023 | $858M | $701M | $646M | $52M | $329K | 0.18% | 2.90% | 2.92% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.