Prospect Bank
Headquartered in Paris, IL. Part of Edgar County Banc Shares, Inc. FDIC certificate #3722 · Federal Reserve RSSD 738143.
Total assets
$716M
Deposits
$603M
Q2 2026
Active branches
13
Closings since Jan 2020
1
2 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$612K
Return on assets
0.26%
Return on equity
4.28%
Noncurrent loan rate
0.45%
Deposits by year (Summary of Deposits)
02019
12020
12021
12022
12023
12024
12025
12026
Values in $ billions, June 30 of each year.
Closings by year
12025
Openings by year
12023
12025
Other network changes since 2020
- 1 branch relocations
- 2 branches acquired through purchases or mergers
Branches by state
Recent closings
- 401 OHIO STREET · closed September 2, 2025
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.bankprospect.com.