Prime Meridian Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q4 2025 | $956M | $854M | $714M | $95M | $-826K | 0.63% | 6.60% | 3.58% | 0.84% |
| Q3 2025 | $984M | $881M | $718M | $95M | $3M | 0.95% | 10.08% | 3.56% | 0.76% |
| Q2 2025 | $993M | $894M | $722M | $92M | $2M | 0.84% | 9.03% | 3.52% | 0.66% |
| Q1 2025 | $975M | $873M | $704M | $89M | $2M | 0.96% | 10.26% | 3.49% | 0.71% |
| Q4 2024 | $924M | $822M | $703M | $89M | $2M | 1.00% | 10.70% | 3.56% | 0.42% |
| Q3 2024 | $931M | $826M | $695M | $88M | $3M | 1.00% | 10.77% | 3.56% | 0.35% |
| Q2 2024 | $893M | $792M | $690M | $83M | $2M | 0.91% | 9.77% | 3.52% | 0.44% |
| Q1 2024 | $863M | $753M | $670M | $81M | $2M | 0.95% | 10.28% | 3.50% | 0.51% |
| Q4 2023 | $854M | $752M | $651M | $79M | $2M | 1.12% | 12.46% | 3.75% | 0.52% |
| Q3 2023 | $832M | $725M | $634M | $74M | $2M | 1.18% | 13.32% | 3.80% | 0.23% |
| Q2 2023 | $821M | $705M | $621M | $73M | $2M | 1.23% | 13.87% | 3.87% | 0.22% |
| Q1 2023 | $816M | $719M | $614M | $74M | $3M | 1.30% | 14.61% | 3.94% | 0.22% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.