Presidential Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.0B | $908M | $786M | $91M | $349K | 0.13% | 1.53% | 3.24% | 1.60% |
| Q4 2025 | $1.1B | $945M | $779M | $91M | $1M | 0.44% | 5.03% | 3.17% | 1.54% |
| Q3 2025 | $1.0B | $927M | $792M | $90M | $376K | 0.46% | 5.20% | 3.20% | 1.12% |
| Q2 2025 | $1.0B | $902M | $832M | $90M | $2M | 0.62% | 7.00% | 3.20% | 1.11% |
| Q1 2025 | $956M | $848M | $762M | $87M | $701K | 0.29% | 3.24% | 3.17% | 1.22% |
| Q4 2024 | $974M | $798M | $762M | $86M | $948K | 0.15% | 1.76% | 3.09% | 0.95% |
| Q3 2024 | $1.0B | $762M | $786M | $86M | $1M | 0.07% | 0.86% | 3.06% | 0.77% |
| Q2 2024 | $988M | $695M | $809M | $84M | $356K | -0.12% | -1.35% | 3.10% | 0.76% |
| Q1 2024 | $963M | $736M | $780M | $83M | $-921K | -0.39% | -4.38% | 3.15% | 0.79% |
| Q4 2023 | $932M | $737M | $755M | $85M | $-611K | -0.46% | -4.53% | 3.50% | 0.96% |
| Q3 2023 | $865M | $676M | $691M | $84M | $-2355K | -0.53% | -5.07% | 3.62% | 1.17% |
| Q2 2023 | $846M | $671M | $686M | $87M | $-1130K | -0.24% | -2.20% | 3.73% | 1.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.