Preferred Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $138M | $129M | $61M | $6M | $417K | 1.24% | 26.69% | 3.56% | 1.08% |
| Q4 2025 | $131M | $120M | $61M | $6M | $331K | 1.12% | 28.65% | 3.53% | 0.99% |
| Q3 2025 | $131M | $122M | $59M | $6M | $466K | 1.15% | 31.30% | 3.47% | 0.00% |
| Q2 2025 | $133M | $128M | $57M | $5M | $371K | 1.03% | 29.94% | 3.39% | 0.10% |
| Q1 2025 | $138M | $129M | $54M | $5M | $318K | 0.94% | 27.48% | 3.29% | 0.26% |
| Q4 2024 | $132M | $122M | $52M | $5M | $252K | 0.91% | 26.61% | 3.14% | 0.02% |
| Q3 2024 | $139M | $126M | $51M | $6M | $363K | 0.96% | 28.19% | 3.08% | 0.03% |
| Q2 2024 | $136M | $128M | $49M | $4M | $284K | 0.91% | 29.16% | 3.05% | 0.00% |
| Q1 2024 | $138M | $130M | $49M | $4M | $339K | 0.99% | 31.09% | 3.01% | 0.26% |
| Q4 2023 | $136M | $127M | $49M | $5M | $263K | 0.97% | 44.54% | 3.04% | 0.02% |
| Q3 2023 | $139M | $130M | $48M | $2M | $366K | 1.04% | 54.79% | 3.00% | 0.00% |
| Q2 2023 | $142M | $132M | $48M | $2M | $315K | 1.03% | 48.40% | 3.01% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.