Preferred Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $74M | $68M | $46M | $6M | $58K | 0.31% | 4.13% | 3.26% | 4.19% |
| Q4 2025 | $73M | $68M | $47M | $6M | $30K | 0.04% | 0.50% | 3.21% | 2.96% |
| Q3 2025 | $73M | $67M | $47M | $6M | $-7K | -0.01% | -0.08% | 3.22% | 5.61% |
| Q2 2025 | $70M | $64M | $45M | $5M | $13K | 0.01% | 0.15% | 3.15% | 2.33% |
| Q1 2025 | $68M | $63M | $43M | $5M | $-9K | -0.05% | -0.69% | 3.21% | 2.90% |
| Q4 2024 | $68M | $62M | $43M | $5M | $96K | 0.36% | 4.70% | 3.33% | 1.92% |
| Q3 2024 | $70M | $63M | $45M | $6M | $43K | 0.29% | 3.79% | 3.33% | 1.43% |
| Q2 2024 | $69M | $62M | $45M | $5M | $54K | 0.31% | 4.12% | 3.33% | 2.28% |
| Q1 2024 | $69M | $62M | $47M | $5M | $51K | 0.30% | 4.03% | 3.28% | 0.44% |
| Q4 2023 | $67M | $60M | $46M | $5M | $9K | 0.21% | 2.78% | 3.20% | 0.36% |
| Q3 2023 | $66M | $59M | $47M | $5M | $61K | 0.27% | 3.48% | 3.23% | 0.33% |
| Q2 2023 | $67M | $59M | $45M | $5M | $22K | 0.22% | 2.77% | 3.36% | 0.34% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.