Prairie State Bank and Trust
Headquartered in Springfield, IL. Part of American Central Financial Group, Inc. FDIC certificate #27362 · Federal Reserve RSSD 1222948.
Total assets
$840M
Deposits
$730M
Q2 2026
Active branches
19
Closings since Jan 2020
2
1 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$4M
Return on assets
1.58%
Return on equity
12.87%
Noncurrent loan rate
0.52%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
12024
12025
12026
Values in $ billions, June 30 of each year.
Closings by year
22022
Openings by year
12026
Other network changes since 2020
- 1 branch relocations
Branches by state
Recent closings
- ROUTE 107 AND MAIN STREET · closed March 31, 2022
- 1820 18TH STREET · closed March 31, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.psbank.net.