BranchWatch

Potomac Bank

Headquartered in Charles Town, WV. Part of Potomac Bancshares, Inc. FDIC certificate #9023 · Federal Reserve RSSD 1014125.

Total assets
$980M
Deposits
$848M
Q2 2026
Active branches
9
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q2 2026

All quarters
Net income (quarter)
$4M
Return on assets
1.40%
Return on equity
14.50%
Noncurrent loan rate
0.08%

Deposits by year (Summary of Deposits)

0
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025
1
2026

Values in $ billions, June 30 of each year.

Other network changes since 2020

  • November 3, 2025: legal name changed from “Bank of Charles Town” to “Potomac Bank”

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.potomac.bank.