Pony Express Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $377M | $313M | $312M | $39M | $3M | 2.81% | 27.28% | 5.04% | 0.11% |
| Q4 2025 | $376M | $316M | $309M | $38M | $2M | 2.59% | 27.13% | 4.99% | 0.11% |
| Q3 2025 | $384M | $298M | $299M | $38M | $3M | 2.74% | 29.13% | 4.94% | 0.11% |
| Q2 2025 | $386M | $308M | $308M | $36M | $3M | 2.63% | 28.48% | 4.87% | 0.11% |
| Q1 2025 | $388M | $311M | $306M | $35M | $2M | 2.53% | 27.43% | 4.81% | 0.11% |
| Q4 2024 | $368M | $322M | $297M | $34M | $2M | 2.27% | 26.47% | 4.50% | 0.00% |
| Q3 2024 | $366M | $308M | $287M | $35M | $2M | 2.39% | 28.57% | 4.41% | 0.01% |
| Q2 2024 | $380M | $304M | $295M | $33M | $3M | 2.33% | 29.09% | 4.34% | 0.01% |
| Q1 2024 | $421M | $341M | $287M | $31M | $2M | 1.94% | 25.09% | 4.12% | 0.00% |
| Q4 2023 | $384M | $307M | $282M | $31M | $2M | 2.52% | 31.51% | 4.49% | 0.19% |
| Q3 2023 | $344M | $287M | $278M | $28M | $2M | 2.56% | 31.97% | 4.52% | 0.02% |
| Q2 2023 | $350M | $294M | $279M | $29M | $2M | 2.58% | 32.37% | 4.48% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.