Points West Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $856M | $764M | $462M | $70M | $3M | 1.51% | 18.39% | 3.77% | 0.08% |
| Q4 2025 | $834M | $741M | $458M | $69M | $3M | 1.31% | 16.85% | 3.71% | 0.21% |
| Q3 2025 | $796M | $703M | $455M | $67M | $3M | 1.32% | 17.30% | 3.72% | 0.19% |
| Q2 2025 | $802M | $714M | $465M | $62M | $3M | 1.26% | 17.05% | 3.66% | 0.53% |
| Q1 2025 | $803M | $715M | $462M | $60M | $3M | 1.26% | 17.52% | 3.56% | 0.27% |
| Q4 2024 | $814M | $683M | $481M | $56M | $2M | 1.07% | 15.61% | 3.34% | 0.07% |
| Q3 2024 | $812M | $696M | $449M | $63M | $2M | 1.02% | 14.97% | 3.29% | 0.09% |
| Q2 2024 | $813M | $700M | $440M | $53M | $2M | 0.98% | 14.91% | 3.26% | 0.09% |
| Q1 2024 | $807M | $695M | $436M | $52M | $2M | 0.82% | 12.47% | 3.23% | 0.04% |
| Q4 2023 | $784M | $684M | $423M | $53M | $2M | 1.20% | 19.45% | 3.42% | 0.09% |
| Q3 2023 | $773M | $701M | $399M | $44M | $2M | 1.23% | 20.39% | 3.43% | 0.02% |
| Q2 2023 | $784M | $708M | $392M | $49M | $3M | 1.34% | 21.71% | 3.47% | 0.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.