Pointbank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $993M | $550M | $84M | $2M | 0.88% | 11.80% | 3.15% | 1.98% |
| Q4 2025 | $1.1B | $994M | $562M | $82M | $3M | 1.17% | 17.07% | 3.21% | 0.10% |
| Q3 2025 | $1.1B | $905M | $555M | $79M | $3M | 1.20% | 18.07% | 3.13% | 0.12% |
| Q2 2025 | $1.0B | $863M | $544M | $67M | $3M | 1.23% | 19.09% | 3.15% | 0.10% |
| Q1 2025 | $1.0B | $901M | $530M | $69M | $3M | 1.25% | 19.33% | 3.11% | 0.03% |
| Q4 2024 | $1.0B | $937M | $536M | $63M | $3M | 1.04% | 17.60% | 2.76% | 0.03% |
| Q3 2024 | $1.0B | $928M | $538M | $73M | $3M | 0.94% | 16.05% | 2.69% | 0.26% |
| Q2 2024 | $1.0B | $962M | $536M | $60M | $2M | 0.80% | 14.60% | 2.54% | 1.59% |
| Q1 2024 | $1.1B | $999M | $541M | $59M | $2M | 0.69% | 12.94% | 2.48% | 0.03% |
| Q4 2023 | $1.1B | $1.0B | $534M | $56M | $3M | 1.04% | 23.84% | 2.73% | 0.70% |
| Q3 2023 | $1.0B | $969M | $506M | $36M | $2M | 1.06% | 25.51% | 2.79% | 0.15% |
| Q2 2023 | $1.0B | $967M | $494M | $41M | $3M | 1.13% | 25.78% | 2.84% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.