Perennial Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $156M | $143M | $61M | $12M | $387K | 0.99% | 12.55% | 2.93% | 0.90% |
| Q4 2025 | $157M | $143M | $62M | $12M | $349K | 0.97% | 13.24% | 2.94% | 0.66% |
| Q3 2025 | $150M | $137M | $61M | $12M | $396K | 0.99% | 13.89% | 2.92% | 0.89% |
| Q2 2025 | $149M | $137M | $61M | $11M | $358K | 0.96% | 13.81% | 2.87% | 0.36% |
| Q1 2025 | $145M | $135M | $58M | $10M | $339K | 0.94% | 14.00% | 2.79% | 0.57% |
| Q4 2024 | $143M | $133M | $57M | $9M | $330K | 0.86% | 13.84% | 2.73% | 0.38% |
| Q3 2024 | $139M | $128M | $56M | $10M | $301K | 0.84% | 13.63% | 2.69% | 0.77% |
| Q2 2024 | $139M | $130M | $54M | $8M | $272K | 0.83% | 14.28% | 2.65% | 0.43% |
| Q1 2024 | $141M | $132M | $52M | $8M | $314K | 0.88% | 15.24% | 2.69% | 0.52% |
| Q4 2023 | $144M | $135M | $51M | $8M | $262K | 0.86% | 19.69% | 2.69% | 0.58% |
| Q3 2023 | $146M | $140M | $52M | $5M | $302K | 0.90% | 22.44% | 2.66% | 0.47% |
| Q2 2023 | $148M | $141M | $51M | $6M | $301K | 0.95% | 22.95% | 2.63% | 0.90% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.