PeoplesSouth Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $1.1B | $828M | $75M | $5M | 1.65% | 26.57% | 4.21% | 0.93% |
| Q4 2025 | $1.2B | $1.1B | $804M | $72M | $4M | 1.42% | 25.60% | 4.12% | 1.04% |
| Q3 2025 | $1.2B | $1.1B | $793M | $72M | $4M | 1.39% | 25.93% | 4.05% | 1.51% |
| Q2 2025 | $1.1B | $1.1B | $786M | $62M | $4M | 1.49% | 29.13% | 4.06% | 0.89% |
| Q1 2025 | $1.1B | $1.1B | $754M | $60M | $4M | 1.48% | 29.94% | 3.89% | 0.94% |
| Q4 2024 | $1.1B | $1.1B | $755M | $51M | $3M | 1.12% | 24.52% | 3.68% | 0.97% |
| Q3 2024 | $1.1B | $1.1B | $764M | $65M | $3M | 1.16% | 25.24% | 3.61% | 0.92% |
| Q2 2024 | $1.1B | $1.1B | $739M | $51M | $3M | 1.14% | 27.12% | 3.57% | 0.68% |
| Q1 2024 | $1.1B | $1.0B | $704M | $45M | $3M | 1.06% | 26.39% | 3.57% | 1.06% |
| Q4 2023 | $1.1B | $1.1B | $717M | $45M | $3M | 1.30% | 35.48% | 3.73% | 0.60% |
| Q3 2023 | $1.1B | $1.0B | $722M | $32M | $4M | 1.36% | 37.93% | 3.84% | 0.56% |
| Q2 2023 | $1.1B | $1.0B | $694M | $44M | $3M | 1.39% | 36.32% | 3.83% | 0.74% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.