Peoples State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $182M | $161M | $99M | $16M | $646K | 1.40% | 16.86% | 4.36% | 1.27% |
| Q4 2025 | $187M | $163M | $96M | $15M | $694K | 1.01% | 13.46% | 4.20% | 1.31% |
| Q3 2025 | $176M | $148M | $93M | $14M | $121K | 0.84% | 11.36% | 4.12% | 0.00% |
| Q2 2025 | $175M | $151M | $89M | $13M | $447K | 1.12% | 15.70% | 4.10% | 0.00% |
| Q1 2025 | $177M | $163M | $83M | $13M | $525K | 1.22% | 17.53% | 4.12% | 0.00% |
| Q4 2024 | $167M | $155M | $78M | $11M | $404K | 1.11% | 18.15% | 4.01% | 0.00% |
| Q3 2024 | $172M | $158M | $75M | $12M | $478K | 1.16% | 19.49% | 4.01% | 0.07% |
| Q2 2024 | $174M | $163M | $71M | $10M | $463K | 1.18% | 21.44% | 3.98% | 0.07% |
| Q1 2024 | $174M | $163M | $66M | $9M | $574K | 1.30% | 24.44% | 4.09% | 0.09% |
| Q4 2023 | $179M | $169M | $67M | $9M | $499K | 1.27% | 27.59% | 4.03% | 0.08% |
| Q3 2023 | $161M | $153M | $66M | $7M | $470K | 1.32% | 29.76% | 4.10% | 0.15% |
| Q2 2023 | $166M | $158M | $66M | $8M | $531K | 1.40% | 31.64% | 4.08% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.