Peoples State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $143M | $129M | $44M | $13M | $625K | 1.72% | 19.11% | 2.89% | 0.10% |
| Q4 2025 | $148M | $134M | $45M | $13M | $634K | 1.63% | 21.80% | 2.82% | 0.12% |
| Q3 2025 | $146M | $133M | $45M | $13M | $645K | 1.61% | 22.60% | 2.79% | 0.12% |
| Q2 2025 | $150M | $138M | $48M | $12M | $642K | 1.56% | 23.28% | 2.75% | 0.10% |
| Q1 2025 | $146M | $136M | $48M | $11M | $604K | 1.47% | 23.60% | 2.66% | 0.10% |
| Q4 2024 | $183M | $173M | $49M | $10M | $407K | 1.32% | 20.69% | 2.75% | 0.00% |
| Q3 2024 | $135M | $124M | $50M | $11M | $557K | 1.48% | 22.06% | 2.99% | 0.00% |
| Q2 2024 | $132M | $123M | $52M | $9M | $521K | 1.39% | 21.84% | 2.91% | 0.00% |
| Q1 2024 | $135M | $127M | $51M | $8M | $375K | 1.17% | 18.82% | 2.70% | 0.00% |
| Q4 2023 | $120M | $112M | $53M | $8M | $292K | 1.19% | 21.04% | 2.73% | 0.00% |
| Q3 2023 | $114M | $107M | $52M | $6M | $344K | 1.27% | 23.31% | 2.78% | 0.00% |
| Q2 2023 | $118M | $111M | $45M | $7M | $394K | 1.30% | 23.75% | 2.76% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.