Peoples State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $973M | $792M | $628M | $96M | $3M | 1.40% | 14.10% | 3.58% | 0.22% |
| Q4 2025 | $966M | $779M | $607M | $96M | $4M | 1.21% | 13.29% | 3.43% | 0.28% |
| Q3 2025 | $935M | $778M | $575M | $90M | $3M | 1.10% | 12.38% | 3.37% | 0.34% |
| Q2 2025 | $919M | $797M | $562M | $84M | $3M | 1.04% | 11.95% | 3.28% | 0.16% |
| Q1 2025 | $911M | $795M | $563M | $78M | $2M | 0.81% | 9.69% | 3.12% | 0.14% |
| Q4 2024 | $891M | $778M | $544M | $73M | $2M | 0.72% | 8.70% | 2.85% | 0.13% |
| Q3 2024 | $926M | $768M | $547M | $79M | $2M | 0.66% | 7.93% | 2.79% | 0.21% |
| Q2 2024 | $910M | $753M | $552M | $75M | $2M | 0.64% | 7.70% | 2.76% | 0.20% |
| Q1 2024 | $907M | $759M | $541M | $75M | $1M | 0.51% | 6.21% | 2.71% | 0.16% |
| Q4 2023 | $907M | $776M | $515M | $75M | $2M | 0.64% | 8.33% | 2.77% | 0.08% |
| Q3 2023 | $856M | $758M | $498M | $58M | $1M | 0.54% | 7.21% | 2.77% | 0.23% |
| Q2 2023 | $864M | $754M | $490M | $68M | $2M | 0.52% | 6.61% | 2.74% | 0.30% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.