Peoples Independent Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $486M | $442M | $198M | $40M | $2M | 1.55% | 18.54% | 3.59% | 0.27% |
| Q4 2025 | $477M | $432M | $196M | $41M | $2M | 1.66% | 20.05% | 3.83% | 0.16% |
| Q3 2025 | $476M | $432M | $201M | $40M | $2M | 1.64% | 20.03% | 3.83% | 0.15% |
| Q2 2025 | $462M | $420M | $190M | $38M | $2M | 1.63% | 20.01% | 3.77% | 0.19% |
| Q1 2025 | $458M | $417M | $189M | $38M | $2M | 1.57% | 19.24% | 3.73% | 0.28% |
| Q4 2024 | $452M | $412M | $190M | $36M | $2M | 1.87% | 24.19% | 3.97% | 0.39% |
| Q3 2024 | $442M | $400M | $189M | $38M | $2M | 1.89% | 24.72% | 3.95% | 0.41% |
| Q2 2024 | $447M | $397M | $186M | $35M | $2M | 1.83% | 24.86% | 3.88% | 0.32% |
| Q1 2024 | $449M | $401M | $187M | $33M | $2M | 1.74% | 24.46% | 3.83% | 0.39% |
| Q4 2023 | $463M | $387M | $190M | $32M | $1M | 1.36% | 21.63% | 3.60% | 0.35% |
| Q3 2023 | $450M | $391M | $185M | $26M | $2M | 1.44% | 23.54% | 3.61% | 0.29% |
| Q2 2023 | $450M | $389M | $180M | $28M | $2M | 1.43% | 22.95% | 3.64% | 0.35% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.